Silver Purchase Plan
Own 999 Silver,
One Month at a Time
Own pure 999 silver, built around your monthly budget. Choose an amount, we buy silver in your name each month at a published rate, and after six months it is delivered to your door.
A way to buy silver, not a scheme to join
Every month, your contribution buys a specific quantity of silver at that month's published rate, and you receive a GST invoice for it. The metal is yours from the moment it is invoiced. This is a purchase made in instalments, not a deposit, and it carries no interest, yield or assured return.
What you are protected by
Insured Custody
While your silver is held by us it is insured and treated as third-party goods in our care, not as company stock.
A Capped Holding Period
We cannot hold your silver longer than six months from your first purchase. That limit is written into your agreement.
Buy-Back Available
You may offer your holdings back to us at any time after purchase. Once you accept our quoted price, funds reach your bank account within 7 working days.
999 Fineness
Every gram purchased under this plan is 999 fine silver or higher.
Charges Stated Up Front
Minting and delivery charges are published on this page, not revealed at delivery.
Monthly Paperwork
A GST invoice, ledger and gram statement reach you on WhatsApp every month, so your holding is never something you have to take on trust.
Seven steps, in order
This is a fixed sequence. Your Customer ID is issued only after step three.
Choose your monthly amount
From ₹1,500 per month, in multiples of ₹100. There is no upper limit.
Make your first payment
By NEFT, IMPS or UPI to the Amanaya Ventures Limited account. Never to an individual or an associate's account.
Complete your KYC
Aadhaar and PAN, proof of your transfer, a cancelled cheque, and a WhatsApp-enabled number. Nomination is required at this stage.
Sign the agreement
Scanned copy, written consent on WhatsApp, or e-sign. You receive a countersigned copy and a Welcome Letter with your Customer ID.
Contribute each month
Silver is purchased in your name on the 10th of every month at that month's published rate. Top-ups received before the 10th count for that month.
Track what you hold
Your GST invoice, ledger and gram statement arrive on WhatsApp or email each month.
Take delivery
After six months your silver is delivered to your registered address. Minting and delivery charges apply as set out below.
Every figure, in one place
| Metal and fineness | Physical silver, 999 fineness or higher |
|---|---|
| Minimum monthly amount | ₹1,500, in multiples of ₹100, no upper limit |
| Tenure | 6 months |
| Rate fixed on | The 10th of every month (the Gold Plan uses the 20th — the dates differ) |
| Payment methods | NEFT, IMPS, UPI, ECS or auto-debit mandate |
| Minting charge | ₹5 per gram, minimum ₹500 — charged at delivery |
| Delivery charge | ₹300 per 500g, minimum ₹300, maximum ₹1,500, plus GST — charged at delivery |
| Storage and insurance | As set out in clause 3 of your agreement, plus 18% GST |
| Nomination | Mandatory at enrolment |
| Buy-back | Available at any time after purchase; credited within 7 working days of your consent |
The things worth asking
Is my silver safe while you are holding it?
Yes. Your silver is insured for the period it is held, and it is treated as third-party goods in our care rather than as company stock. The holding period cannot exceed six months from your first purchase.
What happens if I miss a month?
Contact us and we will arrange your next contribution. If an ECS or auto-debit mandate bounces three times in a row, the account is suspended and buy-back terms apply until you ask us to reactivate it. The silver you have already bought remains yours throughout.
Can I exit before six months?
Yes. You can offer your existing holdings back to us at any time after purchase. We quote you a price, and once you accept it the money reaches your bank account within 7 working days.
Are there charges beyond my monthly amount?
Minting and delivery charges at the end of the plan, and a storage and insurance charge during it. All three are listed in the table above. There are no others.
How is the monthly rate decided?
We publish a rate on the 10th of each month, inclusive of GST. It may differ from open-market or retail rates. Your contribution buys whatever quantity of silver that rate allows, which is why the grams you receive vary month to month.
Who can receive the silver?
Only you or your registered nominee, in person. The plan is non-transferable, which is why nomination is mandatory at enrolment.
Is this an investment?
No. This is a method of purchasing physical silver over time. It is not a deposit or a financial product, and it offers no yield, interest or return. What you get is the metal.
Should I pay an associate who introduced me?
No. All payments go directly to the Amanaya Ventures Limited bank account. Associates act only as facilitators, and we are not responsible for money paid directly to them.
Start with ₹1,500 this month
Need assistance? +91 98763 30890 · welcome@aureljewels.com
Have a Question First
Leave your details and a member of our team will get in touch on WhatsApp, usually the same working day.